由于最近的极端冬季天气，德克萨斯州的许多客户都处于不确定状态. 虽然每种情况都不同，但TREC中的部分内容如下 一至四户住宅合约(转售) 以及可能适用于这些交易的相关附录. The 德州2021十大正规彩票app经纪人® commercial 合同 and other TREC 合同 have similar provisions.

Please call the 德州2021十大正规彩票app经纪人® 法律 Hotline (512-480-8200) for additional help understanding how you and your clients can proceed.

财产损失

在合同履行期间，财产的任何部分遭到损坏或毁坏的, 第14段涉及伤亡损失. The Casualty Loss paragraph will require the seller to restore the property to its previous condition as soon as reasonably possible. 在这种情况下，这可能是不可行的. 如果是这种情况，本款为买方提供了三种选择:

  1. 终止合同并收到定金的退款.
  2. 将演出时间延长至15天，从而延长截止日期.
  3. Accept the property in its damaged condition with an assignment of insurance proceeds, 如果保险公司允许的话, and receive a credit from the seller at closing in the amount of the deductible.

第三方融资

Keep in mind that the property will still need to meet 贷款人’s underwriting requirements for the loan if the contract is subject to the 第三方融资增编. 如果是这样，贷款人可能会要求重新检查、重新评估或维修.

财产的批准

下 第三方融资增编, 未取得物业审批的, the buyer may terminate the contract by providing notice to the seller not later than three days before closing and the buyer will receive a refund of the earnest money. 如果即将结束, 但该物业尚未达到该行的承销要求, the buyer will need to consider whether to terminate the contract or submit an amendment to delay the closing. The buyer is obligated to make every reasonable effort to communicate with their lender regarding the status of the loan.

第12段 一至四户住宅合约(转售) 规定评估费, 与贷款有关的检查费用, 最终符合性检查, 维修检查, 与贷款有关的费用是买方应支付的费用. 然而, the parties may have agreed for the seller to pay up to a certain amount of the buyer’s expenses.

银行的维修

The lender may require certain repairs to be completed prior to approving the loan. 第7E段规定 一至四户住宅合约(转售), neither party is obligated to pay for these repairs unless they have agreed otherwise in writing. 如果是这样的话, the contract will terminate and the buyer will receive a refund of the earnest money. 除了, 如果贷款人要求的维修费用超过销售价格的5%, 买受人可以解除合同，并获得定金的退还.

在大多数情况下，可能会出现性能和关闭延迟. It is important for the agents to communicate with all those involved in the transaction, 包括其他代理人, 产权公司, 贷款人, 以及双方的律师.

If the parties are not using a TREC or 德州2021十大正规彩票app经纪人® contract and the contract does not expressly provide for the rights and duties when all or a material part of the property is destroyed without fault of the parties, 《德州买卖双方风险法案》将适用. The act protects the purchaser of real estate when there is a binding contract and the property is destroyed before the purchaser has taken legal title.

临时租赁

If clients are under a temporary lease agreement, review the following provisions regarding repairs:

  • 14款, 维修及保养, 规定“除本租约另有规定外, Tenant shall bear all expense of repairing and maintaining the Property…unless otherwise required by the Texas Property Code.“然而, the Texas Property Code requires a landlord to make a diligent effort to repair and remedy a condition if the condition materially affects the physical health of safety of an ordinary tenant as long as other conditions are met.
  • 在一个 买方临时住宅租约, Paragraph 18, Termination, the lease may terminate if the contract terminates prior to closing.

其他资源

You can share with your clients that the State Bar of Texas legal hotline (800-504-7030) will answer their basic legal questions and connect them with local legal aid providers. 和你, 作为德州2021十大正规彩票app经纪人®的成员, can call the 法律 Hotline (512-480-8200) for help understanding how you and your clients can proceed.